- Course Title
- Insurance Planning
Understand the importance of insurance when it comes to financial planning. In this course, you will grasp basic concepts in risk management and the various types of insurance, such as property, casualty, life, health, disability and long-term care.
Upon completion,students will be able to evaluate the client's portfolio and determine the appropriate policies best suited to meet the client's needs.
- Basic Concepts of Risk and Insurance
- Managing Risks
- Types of Insurers and Their Marketing Systems
- Insurance Company Operations
- Regulation and Evaluation of Insurers
- Basic Legal Principles and Contract Analysis
- Social Security, Medicare, and Other Government Programs
- Introduction to Life Insurance
- Life Insurance Policy Revisions
- Life Insurance Planning and Purchasing Decisions
- Medical Expense Insurance As as Employee Benefit
- Individual Medical Expense Insurance
- Disability Income Insurance
- Long-Term Care Insurance
- Introduction to Property and Liability Insurance
- Homeowners Insurance; Nonbusiness Property Coverages
- Personal Auto and Umbrella Liability Insurance
- Business Property and Liability Insurance
Method of Instruction
Final Examination-There will be a final exam at the conclusion of each module. A minimum grade of 75% must be earned on all exams that are administered as part of the program. Students scoring 60% or higher on a final exam will be allowed one opportunity to retake the exam in an attempt to achieve a passing grade for that course module. Students who score 60% on a final are required to resit the module the next time it is offered.